Why Digital Assets Are the Smartest Way to Earn More for the 40+
In a world where time is tight and burnout is real, the idea of building income that doesn’t rely on constant hustle has never been more appealing.
But this isn’t about “getting rich online” or becoming an influencer. It’s about something far more important — freedom.
Because let’s be honest…
You’ve worked hard. You’ve built a career, provided for your family, and done everything “right.”
But somewhere along the way, the job got heavier. The days got longer. The rewards started feeling smaller.
And your time — your life — started slipping through your fingers.
I Know This Feeling Because I’ve Lived It.
I’ve spent my entire career in the retail sector — decades of leading teams, hitting targets, and doing a job I genuinely enjoy.
I’ve been fortunate to succeed in my roles and grow professionally. But that success came with a cost.
Late nights. Constant pressure. Missed moments with my wife, Mandy, and our son, Josh.
On the surface, everything looked fine. But deep down, I started to feel the weight of always having to be “on.”
It wasn’t just about money.
It was about energy. Peace of mind. Time I couldn’t get back.
I remember thinking, “Is this it? Is there really no other way to earn without sacrificing everything?”
That’s When I Discovered Digital Assets
It started with a free training series I stumbled across in 2022.
At first, I was skeptical. I wasn’t looking to “start a business” or quit my job.
But what I learned wasn’t about starting over — it was about building something alongside what I was already doing.
It introduced me to the idea of digital assets — things you can create once that go on generating income for you long after the work is done.
Affiliate pages. Ebooks. Online courses. Content that works in the background, while you get on with life.
This Wasn’t a Side Hustle. This Was a Smart Move
Since then, I’ve launched a blog to share my journey, published two books to help others navigate midlife, created a faceless YouTube channel to educate without needing to be on camera, and even released multiple music tracks — backed by my own digital record label. I’ve steadily built a growing online income stream through digital assets I’ve created with the skills I’ve learned — all while continuing to work full-time in a career I enjoy.
And no, it wasn’t about luck. It was about learning new digital skills, using tools I didn’t even know existed before.
So What Are Digital Assets?
At their core, digital assets are online creations or platforms that generate value or income over time.
Unlike your job — where you trade hours for pay — digital assets can work for you 24/7.
💼 1. Affiliate Marketing Pages
What it is:
A simple website, landing page, or blog that promotes other people’s products. You earn a commission for every sale made through your link.
How it pays:
💸 Passive commissions
📈 Scales with traffic and email list growth
Pros:
✅ Easy to start
✅ No product needed
✅ Low cost, low tech
Cons:
❌ Takes time to build trust
❌ Relies on traffic or email strategy
📘 2. Ebooks & Digital Guides
What it is:
You write it once, publish it (often on Amazon KDP), and sell it over and over again.
How it pays:
💸 Royalties per download or sale
Pros:
✅ 100% yours
✅ Great for sharing your expertise or story
✅ Builds authority
Cons:
❌ Upfront effort to create
❌ Needs marketing to gain traction
🎥 3. Online Courses
What it is:
You create lessons (video, PDF, or both) on a topic you know well, and people pay to access them.
How it pays:
💸 Course sales
💸 Ongoing student enrolment
Pros:
✅ High profit potential
✅ Great for teaching-based businesses
✅ Can be bundled or reused
Cons:
❌ More time-intensive
❌ Customer support may be needed
📩 4. Email Lists
What it is:
An email list of subscribers you’ve attracted through your content, lead magnets, or social posts.
How it pays:
💸 Promotions, launches, affiliate links, digital product sales
Pros:
✅ You own the audience (unlike social media)
✅ Converts better than most platforms
✅ Great for long-term income
Cons:
❌ Requires nurturing and regular content
❌ Takes time to build trust
🎙️ 5. Podcasts, YouTube Channels, or Digital Music
What it is:
Content you publish that earns through ads, sponsorships, or fan support.
How it pays:
💸 Ad revenue
💸 Sponsorships
💸 Patrion/subscriber support
Pros:
✅ Can grow into a strong brand
✅ Monetises attention
✅ Often fun and creative
Cons:
❌ Slower to earn at first
❌ Needs consistent publishing
And the best part? You don’t need to be tech-savvy. You just need to be curious and open to learning.
Why This Matters for People in Midlife
This isn’t just a money strategy — it’s a life strategy.
When you’re in your 40s, 50s or beyond, your time becomes even more valuable.
You’re thinking about legacy, about retirement, about what really matters.
And let’s face it — we don’t bounce back from burnout the way we used to.
Digital assets give you back control.
Control of your schedule. Control of your energy. Control of your future.
It’s not about becoming someone else.
It’s about unlocking more of you — the version of you that’s not trapped by financial worry, stress, or the next shift.
Final Thoughts
You’ve got wisdom. Life experience. A real understanding of what people need.
And now, with the right guidance, you can learn to build income that supports the life you actually want to live.
Digital assets aren’t hype. They’re a tool. A bridge. A quiet revolution happening in homes, offices, and coffee shops around the world.
I started this journey to find peace, purpose, and options.
You can do the same.
👉 Click here to watch the same 27 minute video that changed everything for me.
No hype. No pressure. Just real education, and a new way forward.
Start smart. Build for life.
Terry Griffiths